The friend that saves you money and time

Fights for your refunds, holds you to your goals, handles the boring stuff. You come out ahead every week.

try folk freealready a member? log in

it fights for your money

link your bank once (read-only). folk watches every charge, flags the subscriptions you forgot about, keeps you under budget, and texts you the second something looks off.

instant charge alerts

know the second your card gets hit - before the statement, not after.

your card just got hit - $42 at shell. that you?

subscription cleanup

folk finds every recurring charge and calls out the ones you haven't used in months.

paramount+ is $11.99/mo and you last opened it in march. cancel it?

budgets that talk back

set a cap, folk enforces it in your texts.

roast me every time i order doordash

doordash #3 this week. put the phone down.

odds & markets

live odds on anything, and play-money markets with your group chat. kalshi + manifold built in.

kalshi has the fed holding at 78%. your group chat says 60%. someone's wrong.

read-only via plaid · folk can never move your money

see how folk handles money

always on, all yours

the reason folk can fight for your money and stay on your goals: it runs on its own computer 24/7, connected to your bank, gmail, calendar, and the open web. you ask once - it keeps working while you live your life.

try folk free
folk

it keeps you
locked in

reminders that follow up, meals that get logged, goals it won't let you ghost. text it once — folk stays on it and stays on you.

people who let folk run their week

real ways people are already letting folk watch, plan, and keep the crew together from chat

i played with folk and it found a restaurant in paris i'd never have picked. booked dinner with my wife that friday before i even opened maps.

Alexis Bonillo
co-founder, zenly

it remembers forever

every message, every task, every preference. folk remembers what you said you'd do - and what you meant to cancel. months of context, and it picks up where you left off, every single time.

  • private memory · only you can read it
  • encrypted at rest, end to end
  • browse · edit · delete anything, anytime

and yes — the boring stuff too

inbox triage, scheduling, drafting, digging things up. folk handles it without making it your whole personality.

email triagecalendarremindersdraftingresearchtravel & bookingsfiles & pdfs

folk keeps your people close

the friends you keep meaning to see? folk and their folk make the plan, find the time, and book the thing, so “we should hang out soon” actually happens.

  • your data stays private · one-way by design
  • every request needs your ok · nothing automatic
  • they only ever learn whether it got done

your data stays yours

folk remembers things for you, not about you. it's private, encrypted, and you can wipe all of it whenever you want.

yours alone

never sold, never used to train ai. ever.

who else can see my memory?

nobody. just you. that's the whole list.

private + encrypted

your stuff lives in its own cloud computer, isolated from everyone else and encrypted where we store it.

where does my stuff live?

your own computer, locked and encrypted.

gone in seconds

delete your account anytime and your memory, messages, and cloud computer are destroyed. for good.

wipe everything

done. memory, messages, computer - gone.

pick your plan

free

$0/ mo

free forever - text folk on iMessage, Telegram, or WhatsApp. no card, no clock.

  • chat as much as you like (fair use)
  • connect all your apps - Gmail, Calendar, Notion & more
  • link your bank - ask anything about your spending
  • browses the web and takes real action
  • remembers everything, forever
  • build up to 3 apps + 10 one-shot reminders a month

want folk to actually call you? upgrade to pro to unlock voice calls

start free

$0/ yr. no credit card. free forever. upgrade anytime.

pro

$16/ mo$20

you save $48/yr

everything in free, plus frontier models and folk working 24/7 in the background - while you sleep.

  • frontier AI models for every reply
  • real phone calls with folk - 60 minutes a month, call or be called
  • watches your inbox - texts you when something urgent lands
  • watches your money - instant texts on charges, budgets & subscriptions
  • monitors prices, websites, and listings 24/7
  • morning check-ins, briefings & recurring automations
  • location-aware nudges + deep research reports
  • unlimited image generation + build up to 25 apps
start saving 3 hours a week

$192/ yr. 7 days free for new members, then billed annually. folk texts you before the trial ends. cancel anytime.

max

recommended

$80/ mo$100

you save $240/yr

everything in pro, plus the best AI models, priority support, and early access to new features.

  • everything in pro
  • the best AI models - or pick your own
  • phone calls with folk - 150 minutes a month
  • a human answers your support texts same-day
  • 2x daily message capacity
  • new capabilities land on max first - crew features, betas
subscribe to max

$960/ yr. 7 days free for new members, then billed annually. folk texts you before the trial ends. cancel anytime.

or get paid instead - invite friends and earn $25 cash for every one who subscribes.

your friend starts with a free week of pro, and folk gets sharper as the people you know come on too. real cash, paid out to you.

builders earn more: make a folkway and get $10 per customer it brings, plus $1/mo per subscriber running it.

same $20. more folk.

folk
ChatGPT
Claude
lives in iMessage, Telegram & WhatsApp
its own computer, online 24/7
plans with your friends' folks
books tables, watches flights
price
$20/mo
$20/mo
$20/mo

see all 17 comparisons

common questions

the things people ask before texting folk.

short answers about what folk can do, what it costs, and how your data stays yours.

less life admin,
more nights like this.

the friend that keeps your friends close, one text away.

We never sell your data or use it for training our models.

Your data is encrypted using industry-leading security practices.

a crew of friends hanging out
kayla
are we actually doing friday?
folk, sort it out
folk
done. friday 8pm at kayla's, all 9 of you are in.